PREVIEW · EXAMPLE NUMBERS · LAUNCHING SOON
Policies underwritten on Robinhood Chain · claims settled in IMDClaims desk open 24/7 · next run in 14:59
Pay in ETH · get paid back in IMD

Bought the top? You're covered.

Buy with ETH. Every trade pays 5.5%, and 4.5% of it goes into the claims pool. Every 15 minutes, holders who are down get paid back in IMD, up to a third of their loss per run, until they're made whole.

Policy contract: 0x0000…MOCK · copy · explorer

Certificate of CoveragePOLICY № 0x4F…C21E
Insured
0x4f21…c21e
Covered event
Being down
Your entry
12.40 IMD
Current price
9.10 IMD
Loss on file
3.30 IMD
Paid back so far
+1.10 IMD
Status
IN FORCE
CLAIM PAID
Claims pool
1,284 IMD
≈ $12,170 · fees only, nothing printed
Next claims run
14:59
every 15 minutes, on the dot
Paid back so far
9,412 IMD
to 318 policyholders · 61 made whole
Claims desk
Open
engine live · block 83,412,990

How your policy works

Three steps, no forms

1. Buy, and you're insured

Your policy starts the moment you buy. We record what you paid, fees included. No sign-up, no wallet connect, no KYC.

2. Every 15 minutes, we assess

We take a 3-minute average price. Below your entry? That's a covered event. Your loss is logged against the claims pool.

3. Claims pay out automatically

Up to a third of your loss per run, in IMD, straight to your wallet. One on-chain transaction, one published ledger. It stops when you're made whole.

Schedule of cover

Read this bit

✓ Covered

  • ✓ Buying through the pool, an aggregator, a bot or a terminal
  • ✓ Buying more. It changes your average entry
  • ✓ Being down at a 15-minute assessment
  • ✓ Dips, dumps and the swarm's airdrop wallets selling

✗ Voids your policy, forever

  • ✗ Selling any amount
  • ✗ Moving tokens out of the wallet that bought them
  • ✗ Buying under the minimum
  • ✗ Tokens you were sent for free (no entry price, no claim)

File a claim

There's nothing to file, really. Paste any wallet and we'll show its policy: entry, loss, what's been paid, and what the next run should bring.

POLICY IN FORCE
Entry (VWAP)
12.40 IMD
Held
4,120,000 MONEYBACK
Loss at last close
3.30 IMD
Paid back
+1.10 IMD
Still owed
2.20 IMD
Next run, est.
+0.73 IMD
Example policy. Live version reads the claims engine.

Claims paid

Every run, on-chain, with a ledger hash
RunTimeClosePoolPaidPoliciesStatus
#41214:459.10212.4212.437PAID tx
#41114:309.42188.0188.033PAID tx
#41014:159.95164.7164.729PAID tx
#40914:0010.60141.298.618PAID tx

Where the 5.5% goes

Fee split, every trade

4.50%

Claims pool. Pays policyholders who are down. Only ever real trading fees.

0.75%

The team. Runs the claims desk, pays gas, builds the next product.

0.25%

IMD network. The swarm that built, audited and launched this.

Small print, in big letters

Payouts come only from trading fees already collected. If nobody trades, nobody gets paid.

Each run pays at most a third of your loss at that moment. Quiet markets mean smaller, more frequent payments.

"Made whole" means in IMD, not in dollars. IMD's own price moves and that part is yours to carry.

You will never be paid more than you lost. Once your loss is covered, payments stop until you're down again.

The first 30 minutes after launch, sells pay an extra fee that fades to zero. It exists to stop free airdrop tokens dumping on day one.

This is a memecoin with a rule, not a regulated insurance product. The rule is public, the code is audited, the ledger is on-chain. Nothing is promised except the rule.